:root{--blau:#0A73B8;--blau-d:#085a91;--eis:#CDEBFF;--hell:#EAF5FD;--text:#1c2733;--grau:#5b6b7a;--linie:#d9e6f0}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--text);font-family:"Segoe UI",system-ui,-apple-system,Roboto,Arial,sans-serif;font-size:18px;line-height:1.55}
a{color:var(--blau)}img{max-width:100%;display:block}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--linie)}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:74px;gap:16px}
header .logo svg{display:block}
nav{display:flex;gap:26px;align-items:center}nav a{color:var(--text);text-decoration:none;font-size:16px;font-weight:600}
nav a:not(.btn){position:relative}nav a:not(.btn):after{content:"";position:absolute;left:0;bottom:-6px;height:3px;width:0;background:var(--blau);transition:width .25s}nav a:not(.btn):hover:after{width:100%}
.btn{display:inline-block;background:var(--blau);color:#fff;text-decoration:none;font-weight:700;padding:15px 26px;border-radius:999px;box-shadow:0 6px 16px rgba(10,115,184,.28);transition:transform .2s,box-shadow .2s,background .2s}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 22px rgba(10,115,184,.35);background:var(--blau-d)}
.btn.hell{background:#fff;color:var(--blau);box-shadow:0 8px 22px rgba(0,0,0,.18)}.btn.hell:hover{background:var(--eis)}
nav .btn{padding:10px 20px;font-size:15px}
.seide{color:#fff;position:relative;overflow:hidden;background:
 radial-gradient(ellipse at 90% -10%,rgba(255,255,255,.42),transparent 55%),
 radial-gradient(ellipse at 0% 110%,rgba(205,235,255,.22),transparent 50%),
 linear-gradient(135deg,#0a66a3 0%,#0A73B8 45%,#2f93d4 100%)}
.seide:after{content:"";position:absolute;inset:0;opacity:.06;pointer-events:none;background-image:repeating-linear-gradient(115deg,#fff 0 1px,transparent 1px 4px)}
.hero{clip-path:polygon(0 0,100% 0,100% 88%,0 100%)}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;padding-top:76px;padding-bottom:120px;position:relative;z-index:1}
.rubrik{display:flex;align-items:center;gap:14px;color:var(--blau);font-weight:700;letter-spacing:.1em;font-size:14px;text-transform:uppercase;margin:0 0 12px}
.rubrik:before,.rubrik:after{content:"";width:50px;height:6px;background:var(--blau);flex:none}
.seide .rubrik{color:var(--eis)}.seide .rubrik:before,.seide .rubrik:after{background:var(--eis)}
.rubrik.gross{font-size:22px;gap:18px;margin-bottom:22px}.rubrik.gross:before,.rubrik.gross:after{width:70px;height:8px}
.hero h1{font-size:58px;line-height:1.05;margin:0 0 22px;letter-spacing:-.01em}
.hero p.lead{font-size:23px;margin:0 0 32px;color:#eef7fe;max-width:560px}
.hero .unter{margin-top:14px;font-size:16px;color:var(--eis)}.hero .unter a{color:#fff;font-weight:700;text-decoration:none}
.fotorahmen{position:relative}.fotorahmen:before{content:"";position:absolute;inset:22px -22px -22px 22px;border:3px solid var(--eis);border-radius:14px}
.fotorahmen img{position:relative;border-radius:14px;box-shadow:0 22px 50px rgba(0,30,60,.35);aspect-ratio:4/3;object-fit:cover;width:100%}
section{padding:80px 0}section.hell{background:var(--hell)}
h2{font-size:40px;line-height:1.15;margin:0 0 14px;letter-spacing:-.01em}h3{font-size:22px;margin:0 0 8px}
.intro{max-width:720px;color:var(--grau);margin:0 0 30px;font-size:19px}
.gruppe{margin-top:40px}.gruppe>h3{display:inline-block;background:var(--eis);color:var(--blau-d);font-size:14px;text-transform:uppercase;letter-spacing:.08em;font-weight:700;padding:6px 14px;border-radius:999px;margin-bottom:20px}
.kacheln{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:24px}
.kachel{background:#fff;border:1px solid var(--linie);border-radius:12px;overflow:hidden;text-decoration:none;color:var(--text);display:flex;flex-direction:column;position:relative;transition:transform .25s,box-shadow .25s}
.kachel:after{content:"";position:absolute;left:0;right:0;bottom:0;height:5px;background:var(--blau);transform:scaleX(0);transform-origin:left;transition:transform .3s}
.kachel:hover{transform:translateY(-6px);box-shadow:0 18px 36px rgba(10,115,184,.18)}.kachel:hover:after{transform:scaleX(1)}
.kachel img{aspect-ratio:4/5;object-fit:cover;width:100%}
.kachel div{padding:16px 18px 20px}.kachel b{display:block;color:var(--blau);font-size:13px;text-transform:uppercase;letter-spacing:.06em;margin-bottom:6px}
.kachel span{font-size:18px;font-weight:600;line-height:1.3}.kachel em{display:block;font-style:normal;color:var(--blau);font-size:15px;font-weight:600;margin-top:10px}
.zwei{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.fakten{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:28px}
.fakt{background:#fff;border-radius:12px;padding:18px;box-shadow:0 6px 18px rgba(10,115,184,.08);border-top:6px solid var(--blau)}
.fakt strong{display:block;font-size:40px;color:var(--blau);line-height:1.05}.fakt span{font-size:15px;color:var(--grau)}
.beleg{border-radius:16px;padding:34px 34px 30px}
.beleg .zahl{font-size:56px;font-weight:700;line-height:1;margin:6px 0 4px}.beleg .zahl small{display:block;font-size:20px;font-weight:600;color:var(--eis);margin-bottom:8px}
.beleg .highlight{display:inline-block;margin-top:20px;background:#fff;color:var(--blau-d);font-weight:700;font-size:21px;padding:12px 20px;border-radius:10px;box-shadow:0 8px 20px rgba(0,0,0,.15)}
.beleg .highlight:before{content:"✓ ";color:var(--blau)}
.flag{display:inline-block;background:#fff3cd;color:#7a5a00;font-size:13px;font-weight:600;letter-spacing:0;text-transform:none;padding:2px 8px;border-radius:3px}
.stufen{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;counter-reset:s;position:relative}
.stufen:before{content:"";position:absolute;top:47px;left:12%;right:12%;height:3px;background:repeating-linear-gradient(90deg,var(--blau) 0 10px,transparent 10px 18px);z-index:0}
.stufe{background:#fff;border:1px solid var(--linie);border-radius:12px;padding:26px;counter-increment:s;position:relative;z-index:1;text-align:center}
.stufe:before{content:counter(s);display:inline-grid;place-items:center;width:46px;height:46px;border-radius:50%;background:var(--blau);color:#fff;font-weight:700;font-size:20px;margin-bottom:12px;box-shadow:0 0 0 6px var(--eis)}
.bafa{margin-top:30px;background:var(--eis);padding:20px 24px;border-radius:12px;border-left:6px solid var(--blau)}
.kontakt .wrap{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;position:relative;z-index:1}
.kontakt h2{color:#fff}.kontakt p{color:#eef7fe}.kontakt .daten{font-size:21px;margin:20px 0 26px}.kontakt .daten a{color:#fff}
.kontakt img{border-radius:14px;box-shadow:0 22px 50px rgba(0,30,60,.35)}
footer{font-size:14px;color:var(--grau);padding:22px 0}
footer .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}footer b{color:var(--text)}
.pitch{display:grid;grid-template-columns:420px 1fr;gap:56px;align-items:center}
.pitch.links{grid-template-columns:1fr 420px}.pitch.links img{order:2}
.pitch img{width:100%;border-radius:12px;box-shadow:0 14px 34px rgba(10,115,184,.16)}.pitch p{font-size:20px}
.entwurf{background:#fff3cd;color:#5c4400;font-size:14px;text-align:center;padding:6px 12px}
.rein{opacity:0;transform:translateY(24px);transition:opacity .6s ease,transform .6s ease}.rein.da{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.rein{opacity:1;transform:none;transition:none}*{scroll-behavior:auto}}
@media(max-width:860px){
 body{font-size:17px}nav a:not(.btn){display:none}header .logo svg{height:36px;width:auto}
 .hero .wrap,.zwei,.kontakt .wrap,.pitch,.pitch.links{grid-template-columns:1fr}.pitch.links img{order:0}
 .hero h1{font-size:40px}.hero p.lead{font-size:20px}h2{font-size:30px}.rubrik.gross{font-size:17px}.rubrik.gross:before,.rubrik.gross:after{width:40px;height:6px}
 .stufen{grid-template-columns:1fr}.stufen:before{display:none}
 .hero .wrap{padding-top:44px;padding-bottom:90px;gap:40px}section{padding:56px 0}.wrap{padding:0 16px}
 .fotorahmen:before{inset:14px -10px -14px 14px}.beleg .zahl{font-size:40px}.fakt strong{font-size:30px}.pitch img{max-width:420px}
}
@media(max-width:420px){.fakten{grid-template-columns:1fr}nav .btn{padding:9px 14px;font-size:14px}}

.burger{display:none;background:none;border:0;padding:8px;cursor:pointer}.burger span{display:block;width:26px;height:3px;background:var(--text);margin:5px 0;border-radius:2px;transition:.25s}
.dd{position:relative}.dd ul{display:none;position:absolute;top:100%;left:-16px;background:#fff;list-style:none;margin:0;padding:12px 0;min-width:280px;border:1px solid var(--linie);border-radius:12px;box-shadow:0 18px 40px rgba(10,115,184,.16)}
.dd:hover ul,.dd:focus-within ul{display:block}.dd li a{display:block;padding:7px 20px;font-weight:600}.dd li a:hover{background:var(--hell)}.dd li a:after{display:none}
.mgr{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--grau);padding:10px 20px 4px}
nav a.aktiv{color:var(--blau)}
.krumen{font-size:14px;color:var(--eis);margin:0 0 14px}.krumen a{color:#fff;text-decoration:none}
.hero.klein .wrap{grid-template-columns:1fr;padding-bottom:100px}.hero.klein h1{font-size:46px}
.btn.zweit{background:#fff;color:var(--blau);border:2px solid var(--blau);box-shadow:none}.btn.rand{background:transparent;color:#fff;border:2px solid #fff;box-shadow:none;margin-left:8px}
.kacheln.klein{grid-template-columns:repeat(auto-fill,minmax(220px,1fr))}.kacheln.klein .kachel span{font-size:16px}
.schluss{border-radius:18px;padding:40px 44px;display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap}
.schluss h2{color:#fff;margin:0 0 6px}.schluss p{margin:0;color:#eef7fe;font-size:19px}.schluss>*{position:relative;z-index:1}
.sk{display:flex;flex-direction:column;align-items:center;gap:10px}.sk .tel{color:#fff;font-weight:700;text-decoration:none}
.rund{border-radius:12px;width:100%}
.zwei.oben{align-items:start}
.formular label{display:block;font-weight:600;font-size:16px;margin-bottom:16px}
.formular input:not([type=checkbox]),.formular select,.formular textarea{display:block;width:100%;margin-top:6px;font:inherit;font-weight:400;padding:12px 14px;border:1px solid #b9cfdf;border-radius:10px;background:#fff}
.formular input:focus,.formular select:focus,.formular textarea:focus{outline:3px solid var(--eis);border-color:var(--blau)}
.formular .reihe{display:grid;grid-template-columns:1fr 1fr;gap:16px}.formular .check{display:flex;gap:10px;align-items:flex-start;font-weight:400}.formular .check input{margin-top:5px;width:18px;height:18px}
.formular .fehler{border-color:#c0392b!important}.hinweis{font-size:14px;color:var(--grau)}.meldung{font-weight:700;color:var(--blau)}
.karte{background:var(--hell);border-radius:14px;padding:26px}
.text{max-width:780px}.text h1{font-size:40px}.text h2{font-size:22px;margin-top:28px}
footer{border-top:1px solid var(--linie);padding:34px 0}footer .wrap{align-items:center}.fz{line-height:1.6}.fl{display:flex;gap:18px}.fl a{color:var(--text);font-weight:600;text-decoration:none}
@media(max-width:860px){
 .burger{display:block}nav{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:10px 16px 20px;border-bottom:1px solid var(--linie);box-shadow:0 14px 30px rgba(0,0,0,.08);max-height:calc(100vh - 74px);overflow:auto}
 nav.offen{display:flex}nav a:not(.btn){display:block!important;padding:12px 4px;border-bottom:1px solid var(--linie)}nav .btn{margin-top:14px;text-align:center}
 .dd ul{display:block;position:static;border:0;box-shadow:none;padding:0 0 6px;min-width:0}.dd>a{display:none!important}
 .burger.offen span:nth-child(1){transform:translateY(8px) rotate(45deg)}.burger.offen span:nth-child(2){opacity:0}.burger.offen span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}
 .schluss{padding:28px 22px}.hero.klein h1{font-size:32px}.formular .reihe{grid-template-columns:1fr}.btn.rand{margin:10px 0 0}
}
/* v2 03.11.2026: Logo dominanter, warmer Akzent, große Rubriken, Kontaktblock */
:root{--warm:#E8820C}
header .wrap{height:92px}header .logo svg{height:58px;width:auto}
nav a.btn{background:var(--warm);box-shadow:0 6px 16px rgba(232,130,12,.3)}nav a.btn:hover{background:#c96d05}
@media(max-width:860px){nav{top:92px}}
.skopf{display:flex;align-items:center;gap:20px;margin:0 0 20px}
.stit{font-size:56px;font-weight:800;letter-spacing:.03em;text-transform:uppercase;color:var(--blau);line-height:1;white-space:nowrap}
.skopf:after{content:"";flex:1;height:10px;border-radius:5px;background:linear-gradient(90deg,var(--warm) 0 140px,var(--eis) 140px)}
.skopf.hellk .stit{color:#fff}.skopf.hellk:after{background:linear-gradient(90deg,var(--warm) 0 140px,rgba(255,255,255,.35) 140px)}
.kachel div{padding:16px 18px 18px}.kachel b{font-size:15px;margin-bottom:4px}.kachel em{margin-top:6px}
.kontaktbereich{padding:80px 0;background:var(--hell)}
.kbox{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;border-radius:24px;padding:52px;box-shadow:0 24px 60px rgba(10,115,184,.25);border-top:10px solid var(--warm)}
.kbox>*{position:relative;z-index:1}.kbox h2{color:#fff}.kbox p{color:#eef7fe}.kbox .daten{font-size:21px;margin:20px 0 26px}.kbox .daten a{color:#fff}
.kbox img{border-radius:14px;box-shadow:0 22px 50px rgba(0,30,60,.35)}
footer .wrap>div:first-child svg{height:52px;width:auto}
@media(max-width:860px){.stit{font-size:34px}.skopf{gap:12px}.skopf:after{height:7px}.kbox{grid-template-columns:1fr;padding:30px 22px;gap:28px}header .logo svg{height:46px}}
@media(max-width:420px){.stit{font-size:28px;white-space:normal}}
/* v3 03.11.2026: Logo F3 Bernstein-Feld bündig oben links, Akzent Bernstein */
:root{--warm:#F0A93B;--warm-d:#2a2420}
header .wrap{height:96px;align-items:flex-start}header .logo{align-self:flex-start;line-height:0}header .logo svg{height:96px;width:auto;display:block}
header nav{align-self:center}header .burger{align-self:center}
nav a.btn{background:var(--warm);color:var(--warm-d);box-shadow:0 6px 16px rgba(240,169,59,.35)}nav a.btn:hover{background:#dc9426;color:var(--warm-d)}
.btn.hell{border-bottom:4px solid var(--warm)}
footer .wrap>div:first-child svg{height:60px;width:auto}
@media(max-width:860px){header .wrap{height:72px}header .logo svg{height:72px}nav{top:72px}}

.ki{font-size:12px;color:#6b7a88;margin:6px 0 0;text-align:right}

/* v20: Logo hoeher (viewBox 400x140) */
header .logo svg{height:110px}
@media(max-width:860px){header .logo svg{height:80px}}

/* v22: Logo groesser, Praemien-Abschnitt Tagesbilanz */
header .logo svg{height:118px}
@media(max-width:860px){header .logo svg{height:86px}}
.lohn{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}.lohn img{width:100%;border-radius:14px;box-shadow:0 14px 34px rgba(16,42,67,.18)}
@media(max-width:860px){.lohn{grid-template-columns:1fr;gap:24px}}

/* v25: zweite grosse Zeile Startseite */
.hero .h1zwei{font-size:58px;line-height:1.05;font-weight:700;color:#fff;margin:0 0 32px;letter-spacing:-.01em;max-width:620px}
.hero p.lead{margin-bottom:22px}
@media(max-width:860px){.hero .h1zwei{font-size:40px}}

/* v26: Startseite beide grossen Zeilen etwas kleiner */
.hero div:has(> .h1zwei) h1,.hero .h1zwei{font-size:48px}
@media(max-width:860px){.hero div:has(> .h1zwei) h1,.hero .h1zwei{font-size:32px}}

/* v25: mitlaufende Modulleiste (Test) */
.mleiste{position:fixed;left:0;right:0;top:96px;z-index:9;background:linear-gradient(100deg,#0E4A86 0%,#1F6FB8 70%,#3A8BD6 100%);color:#fff;box-shadow:0 8px 20px rgba(14,47,85,.25);transform:translateY(-110%);opacity:0;transition:transform .35s ease,opacity .35s ease;pointer-events:none}
.mleiste.an{transform:none;opacity:1;pointer-events:auto}
.mleiste .wrap{display:flex;align-items:center;justify-content:flex-end;gap:16px;height:54px}
.mleiste .mk{opacity:.75;font-size:15px}
.mleiste b{font-size:20px;letter-spacing:.2px}
.mleiste .mbtn{background:#F7A11A;color:#2a2420;font-weight:700;font-size:15px;padding:8px 16px;border-radius:999px;text-decoration:none;white-space:nowrap}
@media(max-width:860px){.mleiste{top:72px}.mleiste .wrap{height:46px;gap:10px}.mleiste .mk,.mleiste .mbtn{display:none}.mleiste b{font-size:16px}}

/* v28: Leiste linksbuendig, hoeher, ohne Knopf; oben Platz fuer das ueberstehende Logo */
.mleiste .wrap{justify-content:flex-start;height:78px;padding-top:22px;gap:12px}
.mleiste .mk{font-size:18px;opacity:.8}
.mleiste b{font-size:26px}
@media(max-width:860px){.mleiste .wrap{height:62px;padding-top:14px}.mleiste b{font-size:19px}}

/* v30: Farben etwas zurueckgenommen (Michael 13:32) */
:root{--blau:#1C73AC;--blau-d:#165A87;--warm:#E9A64A}
.seide{background:
 radial-gradient(ellipse at 90% -10%,rgba(255,255,255,.40),transparent 55%),
 radial-gradient(ellipse at 0% 110%,rgba(205,235,255,.22),transparent 50%),
 linear-gradient(135deg,#1A6698 0%,#1C73AC 45%,#4593C5 100%)}
.mleiste{background:linear-gradient(100deg,#1B4C7E 0%,#3072AE 70%,#508EC8 100%)}

/* v32: Leiste heller */
.mleiste{background:linear-gradient(100deg,#3C80BC 0%,#5B9BD2 65%,#7DB4E0 100%);box-shadow:0 6px 16px rgba(14,47,85,.16)}
.mleiste b{text-shadow:0 1px 2px rgba(10,40,70,.25)}

/* v34: Bild oben rechts komplett zeigen (Michael 14:05) */
.fotorahmen img{aspect-ratio:1080/660;object-fit:contain;background:#EAF5FD}

/* v39: Seide-Flaechen heller (Hero, Kontakt, Beleg, Schlussbox) – Michael 06.11. 06:23 */
.seide{background:
 radial-gradient(ellipse at 90% -10%,rgba(255,255,255,.42),transparent 55%),
 radial-gradient(ellipse at 0% 110%,rgba(205,235,255,.24),transparent 50%),
 linear-gradient(135deg,#2878B0 0%,#2F85C0 45%,#5AA2D3 100%)}
.stit{color:#2E86C3}